David C. Pellegrin
Whether you live in New Orleans, Baton Rouge, Houma, Thibodaux, or the communities of Mandeville, Covington, or Abita Spring north of Lake Ponchartrain, The Pellegrin Firm, LLC, located in Metairie, Louisiana, is convenient to you. The Pellegrin Firm is located at 3500 North Hullen Street, Suite 17D, Metairie, Louisiana, but can handle cases long-term disability cases all over the state of Louisiana.
Attorney David C. Pellegrin of The Pellegrin Firm has handled long-term disability cases in all three federal court districts in Louisiana. The long-term disability appeal process is very confusing and tiresome, and it can help to have a lawyer on your side. It is essential to gather all available medical information to make the case that you are disabled under the language of your long-term disability policy.
There are several national law firms that handle long-term disability claims. However, it can be beneficial to work with a local law firm that routinely handles cases in Louisiana state and federal courts. The Pellegrin Firm has experience with how Louisiana judges, courts, and opposing counsel handle these claims.
Hiring an attorney to handle your appeal can lead to better results if you ultimately have to sue. For claims governed by the Employee Retirement Income Security Act (“ERISA”), a federal law that applies to most insurance policies sponsored by a private employer, it is difficult and sometimes impossible to introduce new information during a lawsuit that was not introduced during the administrative appeal process.
An attorney with experience can gather relevant information during the appeal and make sure your case is ready for court. Long-term disability companies are known for sending confusing forms to busy treating physicians and other medical providers that are designed to elicit information harmful to your claim. An attorney can spot and clear up miscommunications before it is too late. Finally, there are strict timelines for filing a long-term disability appeal and the procedural rules are complicated. Failing to appeal before the due date stated in the denial letter can forever bar your claim. Also, filing suit too soon, before the appeal review is completed or the regulatory timeframe for conducting an appeal review has expired, can result in having your case dismissed for failure to exhaust administrative remedies.